Building a team is a lot like building and managing a financial plan.

With a $7,000 per month price tag (and growing), a long-term nursing home stay could easily wipe out a lifetime of savings.

Earlier this year Pennsylvania became one of the first states to launch the ABLE (Achieving a Better Life Experience Act) Saving Program, allowing persons of Special Needs and their families to save money for their benefit.

When is the last time you paid for something with cash?

How long will you live? If you knew the answer, it would eliminate one of the most difficult aspects of financial and retirement planning.

If, in 1990, you invested $10,000 and split the proceeds, $5,000 in Apple Stock (AAPL) & $5,000 in Microsoft Stock (MSFT) and reinvested all the dividends - what do you think the market value of your investment would be today?