Are you currently maximizing your 401(k) contributions, or do you use a personal IRA for retirement savings? If so, it’s a great time to review your contributions and plan to increase them in 2025.

Building a secure financial future is within everyone’s reach. By implementing smart financial habits, making informed decisions, and focusing on long-term strategies. You can pave the way for lasting wealth.

During times of political polarization in an election year, even long-term, goal-focused investors can feel stressed. There are so many unknowns about what will happen day-to-day leading up to the election, the stock market can move up-and-down based on sentiment and headlines, and it’s unclear what the next administration might do that could impact your retirement plans.

Gifting low basis stock can be a smart strategy for those looking to maximize their charitable contributions or efficiently transfer wealth to family members.

When it comes to personal finance, the standard advice is often to meticulously track every dollar and categorize every expense. While it’s important to have a general understanding of your spending habits, you don’t necessarily need to account for every penny to manage your money effectively.

Maintaining a healthy credit score is vital for financial stability and future opportunities. Avoiding common credit mistakes can significantly impact your ability to secure loans, mortgages, and favorable interest rates.