Credit cards offer plenty of benefits, but come with their own set of risks. The benefits, such as cash back, rewards points, and airline miles, are often advertised clearly, as without them, there would be little incentive to use credit cards in the first place. The risks, however, often require a bit more reading and a bit more of a technical understanding of interest, penalties, and banking procedures.
If you are self-employed, an independent contractor, or have some miscellaneous income in which you received a 1099, here’s an idea to put some money away for retirement and reduce your federal income tax.
As financial planners, we have the opportunity to see all sorts of extremes when it comes to people’s finances. Is there really a way to "have your cake and eat it too"?
The financial industry is very confusing and often people do not know who to turn to for help with their personal finances. Amid the sea of options, why choose a CFP®?