This article will use the fact that October is Financial Planning Month as a springboard to educate readers on general financial planning tips.

Let your clients and contacts know about what a big job retirement strategy represents, and what a help you will be in setting it into motion. Factoring in longevity is a big part of that.

Just because you've retired doesn't mean you have to stop working. However, working income may affect your social security earnings.

"Should I be saving for retirement or paying down debt? I just don’t know what to do!"