With Financial Literacy Month upon us, it's time to review some basic financial concepts. Here are some tips to help you become more financially confident.

As parents, we often think of our children as our dependents, but as they grow up and head off to college, they become independent adults. If you have a college-aged child, it's crucial to discuss these documents with them and help them understand the importance of having them in place.

In our view, the three anchor points to a solid financial plan are: where are we now, where have we been and where are we headed.