Investment Management Services in Audubon & Blue Bell, PA
Risk levels. Market volatility. Behavioral biases. There are so many factors that go into investment management that it can all feel a bit overwhelming.
Our experts in the Philadelphia area understand that the best investment strategies help you achieve your goals while taking on the optimal amount of volatility.
You won’t find risk tolerance questionnaires here, because we can’t realistically determine your investment profile with just 7-10 questions (especially when the answers will vary depending on market conditions). Our recommendations consider all aspects of your financial life, utilizing our tools to forecast your plan and arrive at your desired probability for success.
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The Investment Philosophy of Our Wealth Advisors
Just as you have your own unique financial goals and dreams for your life, financial advisors develop unique philosophies to empower clients’ success. We’re your objective professional partner, keeping your success front and center, focusing on proven strategies to help you thrive both professionally and personally.
Here are the key elements of our philosophy:
Independence
We’re completely independent, giving you a wide range of options and opportunities. Our firm isn’t limited to a menu of investment options nor do we manufacture investment products. We are also independent with our choice of custodian (i.e., firm that holds your assets). Thrive is only compensated by clients and does not receive commissions from third parties in connection with securities sales.
Transparency
We’re invested in your success and here to keep you updated every step of the way. You will always know how you are invested, what you are paying for, and how you are doing.
Core-Satellite Approach
A core-satellite approach involves investing a large portion (the core) of your portfolio in investment strategies consistent with market returns and a smaller portion (the satellite) in areas we believe can outperform.
No Market Timing Attempts
Market timing is a strategy of making buy or sell decisions based on predicting future market price movements. For this strategy to work, you’d have to be right twice (i.e., get out and in at the right time). Because short-term market timing is highly unpredictable, our investment philosophy is built around long-term discipline and diversification rather than trying to guess short-term moves.
Rebalance
It is imperative to maintain a portfolio consistent with your financial plan. Markets inevitably appreciate or decline over time. When this happens, it is important to reallocate your portfolio to maintain your investment strategy. If needed, we rebalance all of our clients’ managed portfolios on a quarterly basis.
Expense Management
We believe in paying for value. We will consider active investments when they demonstrate consistent net-of-fee outperformance relative to their benchmark. All our solutions are institutionally priced, and we do not receive commissions from third parties in connection with securities sales.
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What Our Clients Say About Us
“I’ve been a client of Thrive since before 2020 and have had outstanding success growing my portfolio with their team. Their expertise, personalized approach, and dedication have made a significant impact on my family’s financial growth. My financial advisor, Matt Donahue, has been instrumental in providing valuable insight and guidance. I would highly recommend their services to anyone in need.”
*Uncompensated testimonial of actual client
Our Investment Management Process
The only constant in financial markets is change. And the same dynamic also applies to your life, which is filled with exciting and challenging developments on a regular basis. Our proven process can help you navigate life’s stages in a way that’s designed to help you make the most of opportunities and maximize your resources.
Step 1
Asset Allocation
Your plan will determine your investment strategy, which is also called asset allocation. This is the process of selecting a mix of asset classes that closely matches your investment preferences and risk tolerance. It’s based on the premise that different asset classes have varying cycles of performance, and that by investing in multiple classes, the overall investment returns will be more stable and less susceptible to adverse movements in any one asset class.
Step 2
Portfolio Design
With a targeted asset allocation, we move on to determining your investment personality. This crucial step involves partnering with you to build a custom portfolio based on your levels of wealth, investment experience, outlook, and interest in various strategies. We match your asset allocation with your investment personality to include appropriate strategies such as managed volatility, alternative investments, low-cost solutions, alpha (return over benchmark) strategies, and tax-managed investments.
Step 3
Investment Manager Selection
Our independent nature does not tie us to any particular group of investment managers; it enables us to hire virtually anyone from a broad investment universe. We seek out managers who adhere to their mandate (avoid style drift), have a cohesive management team, produce consistent returns, manage risk, and charge a fair fee.
Step 4
Portfolio Construction
While successful investment management can be an art, this step is where the science really comes into play. We utilize our experience, education, and tools to build a custom portfolio in pursuit of an optimum asset allocation, aligned with your investment personality.
Step 5
Tax Management
Taxes can take away a good portion of your return and significantly reduce your chances of achieving your goals, making tax-efficient investing strategies essential. We address tax management at all levels of your investment process.
Step 6
Monitor and Review
We offer a robust reporting tool so you know how you’re invested and how you’re doing at all times. We believe in a household investment strategy, therefore our capabilities include functionality to see the performance of all your assets in one place.
Questions We Often Hear From Our Investment Management Clients
What is investment management and why is it important?
Investment management is the professional process of building and overseeing your portfolio of investments—such as stocks, bonds, mutual funds, and other assets—to meet specific financial goals. Done right, it helps you grow your wealth, manage risk, and plan for major milestones like retirement, education, or legacy planning.
How do you determine the right investment strategy for me?
Your personalized investment strategy should be built around your individual financial goals, risk tolerance, time horizon, income needs, and tax situation. Our financial advisors start by understanding your full financial picture, then develop a diversified investment plan that balances potential returns with appropriate risk. Your strategy is reviewed and adjusted regularly based on your life changes or market conditions.
How do you manage risk in an investment portfolio?
We manage risk through diversification—spreading investments across different asset classes, industries, and geographic regions. Other risk management strategies include regularly rebalancing your portfolio, using conservative investment vehicles for shorter-term needs, and aligning investments with your risk tolerance. A well-designed portfolio balances growth opportunities with protections against market volatility.
Who are your investment management services for?
While our wealth advisors have the skills and experience to assist clients from all walks of life, we specialize in serving corporate leaders, individuals from the pharmaceutical industry, independent women, and people who are going through or who have already experienced a divorce. Our services are geared toward investors with a minimum of $1 million of investible assets.